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Frequently Asked Questions
What types of loans does Holiday Financial Services offer?
Personal loans and auto loans.
Am I dealing with a reputable company?
Holiday Financial Services is an affiliate of CNB Bank and a subsidiary of CNB Financial Corporation, a regional independent community bank in North Central Pennsylvania with $2.6 billion in assets, headquartered in Clearfield, PA, and has been in operation for over 150 years.
How long will it take to get a response once my application is submitted?
HFS offers local loan decisions that are typically made within 24 hours.
How soon can I receive my funds?
HFS offers quick availability of funds, typically within 24 hours following approval. Our branch employees have local lending authority.
Will my loan application be handled locally?
Your application will be forwarded to the Holiday Financial Services office closest to where you reside.
Can I make my payments locally?
You can make your payment at any of our convenient branch locations.
What if I have “bad credit”?
Holiday Financial Services offers alternative lending solutions for customers with less than perfect credit.