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Frequently Asked Questions

Q: What types of loans does Holiday Financial Services offer?

A: Personal loans and auto loans.

Q: Am I dealing with a reputable company?

A: Holiday Financial Services is an affiliate of CNB Bank and a subsidiary of CNB Financial Corporation, a regional independent community bank in North Central Pennsylvania with $2.6 billion in assets, headquartered in Clearfield, PA, and has been in operation for over 150 years.


Q: How long will it take to get a response once my application is submitted?

A: HFS offers local loan decisions that are typically made within 24 hours.


Q: How soon can I receive my funds?

A: HFS offers quick availability of funds, typically within 24 hours following approval. Our branch employees have local lending authority.

Q: Will my loan application be handled locally?

A: Your application will be forwarded to the Holiday Financial Services office closest to where you reside.

Q: Can I make my payments locally?

A: You can make your payment at any of our convenient branch locations.

Q: What if I have "bad credit"?

A: Holiday Financial Services offers alternative lending solutions for customers with less than perfect credit.

Ready to apply
for a loan?  

Call or stop in your nearest Holiday Financial Services office location,


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